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Interview with Jason of the Pragmatic Finance Blog
This is the 20th in a series of interviews HelpYourMoney.com is doing of other personal finance bloggers.
An Interview with Jason of the Pragmatic Finance Blog:
1. First, can you please introduce yourself and tell us why you started your personal finance blog?
Well, my name is Jas.
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Don't Overpay for a House, Even in Today's MarketThe current low-interest rate environment is a once-in-a-lifetime chance to lock in a cheap 30-year mortgage on your home. If you refinance the balance of your current mortgage, you've won. If you refinance, and max out on your equity, you're probably hurting yourself. You might say that by refinancing the equity in your home, you're just cashing in on your home's rise in value. Well, not exactly. [More] | No Load Mutual Funds: Boost Your Portfolio's ReturnsThese have become the mantra in the post dot-com era. Stocks, bonds, and cash typically form the major asset classes for constructing portfolios of no load mutual funds. Lot of emphasis rightly gets placed on the percentage of assets allocated to no load mutual funds of different asset classes. However, the division of assets within a particular class does not nearly get the attention it should. [More] | Going Against the Conventional Investment WisdomI also do not buy or trade individual stocks. Instead, I buy and trade no-load mutual funds, including index funds. Even with the use of a deep-discount broker, commissions from trading individual stocks will add up and cut into my profits. True no-load mutual funds don't cost me anything to buy or sell. Besides, owning shares in a mutual fund is like owning shares of a lot of different stocks at one time without having to actually buy any of those stocks. Instead of buying individual stocks, I am buying classes or groups of stocks. I also don't have to worry about which stocks to buy or sell, as that job is being taken care of by the fund managers. [More] |
5 Top Investment tips
What is the amount that I should invest in the stock market... How can I make sure that I don't suffer losses... How do I pick the right stocks... These are some of the questions that a new investor asks..
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