Stocks: Reduce Risk Yet Maximize ProfitsTo measure the health of working capital, divide current assets by current liabilities to get the “current ratio.” A current ratio of two to one or better usually indicates a solid company. As long as the company does not have any long term debt, or at least none coming due in the near future, the company is solvent and should be around for a while – little or no bankruptcy risk. [More] | "Solo" 401(k) Plans Offer Big Tax Deductions: Tax-Deferred Investing to the MaxAs long as the eligible 401(k) participants are limited to those mentioned above ("eligible solo participants"), the solo 401(k) will not be subject to all the administrative, recordkeeping, and investment monitoring regulations that traditional 401(k) plans must follow. Full-time employees who are at least age 21 and have one year of service must be offered the opportunity to participate in any 401(k) plan. However, for these purposes, a part-time employee working less than 1,000 hours per year can be disregarded and will not affect the solo 401(k)'s legal compliance. It may be a good idea to set up a solo 401(k) now, even if you may add an employee who is not an eligible solo participant in future years. At that time the solo 401(k) plan can simply be suspended or terminated. [More] | Investing in Stocks and the Game of MonopolyThere are opponents in the stock market game, just as there are in the game of Monopoly. An opponent in the game of Monopoly is anything that takes money away from you (remember those fees you sometimes had to pay from those pesky Community Chest cards?). In the stock market game the opponents are also anything that takes money away from you – taxes, credit card payments, commission-fees, fast cars, booze, etc. [More] |
"How to reduce the pain of the problems! Help!"
“How to reduce the pain of the problems! Help!”
Management Shake-Up for Sharper Image Specialty electronics retailer Sharper Image (SHRP) is in the news today; the firm said its chairman and chief executive officer, Richard Thalheimer, would vacate his post amid slumping sales numbers...(Market Close ^DJI, 11,689.24, +0.17% | ^IXIC, 2263.39, +0.09% | ^GSPC, 1336.59, +0.02%
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