Investors Lose Buying Market Leaders -- Stop Chasing Performance Academic studies and market statistics confirm the typical investor acts in direct opposition to the sage advice – buy low, sell high. It's only after high returns are realized and reported that investors pour money into both stock and bond mutual funds. In fact, Financial Research Corporation compared investor cash flows into mutual funds. Purchases immediately following best-performing quarters exceed 14 times those immediately following their worst-performing quarters. In other words, you are 14 times more likely to buy funds at their highest price than at it's lowest. Buy high and sell low. [More] Stocks: Reduce Risk Yet Maximize Profits Next, you can look at the ratio of revenues or sales to market values or the dollar amount of sales per share. Generally speaking, the company with a relatively high amount of sales per market value or sales will have more action on the upside. That company has more revenues to make profits from. After you have narrowed the field using the above techniques, there will be no substitute for intense homework about company prospects to find which of those cheap stocks that truly give you superior returns, what I call my “Home Run Stocks.” [More] Investing in Dividend Paying Stocks Who would have thought the expansion in China would generate 5 billion dollars of business for GE? The US companies listed on the New York stock exchange have the ability to profit throughout the global expansion of business around the world. And, an investor can profit without the necessity of having to own an overseas fund or companies to profit. [More] Saving Money On Baby: Tips From A First Time Momma The options to spend, spend, spend on baby begin way before baby is even here. I’m not going to tell you to use cloth diapers or to make your own baby food, but I will offer a few simple tips that will help you make smarter decisions and put some extra cash into that [...]. Too Many Financial Management Articles Can Drive You Mad There are many reasons to use financial management articles. All the information in them can give you more than a few good ideas and plans for making sound financial choices'But, it can also drive you nuts.... John McCabe's Web Guides: Tips On Interest Only Loans Tips Regarding Interest Only Loans What are interest-only loans? How are they structured and who are they right for? How do you avoid common mistakes people make when choosing interest-only loans? Loans with the option of paying only the interest every month are called interest-only loans. These loans allow you to pay on the principal balance only when you want.